Definition: Motorbike insurance is a type of insurance that protects against the cost of repairs or replacement if your motorcycle breaks down, crashes, or is damaged in an accident. The term "motorcycle" refers to a powered two-wheeled vehicle typically used for commuting or leisure by individuals. Motorbike insurance specifically covers costs associated with repairing or replacing your motorcycle, such as engine failure, tire damage, and broken components like brakes or shocks. Motorbike insurance can vary depending on the type of motorcycle you own, the location in which you live, and whether you have any accidents that could affect your coverage. Some common coverages include: - Collision coverage: This covers damages caused by collision with a car, truck, bicycle, pedestrian, or other vehicle. - Theft and vandalism coverage: Protects against theft and damage to your motorcycle due to acts of nature like lightning strikes or a thief stealing the bike from you. Motorbike insurance can also be extended for additional coverage if needed, such as accident replacement costs, or it may include more extensive coverage for accidents that cause significant damages.
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